Don’t Underestimate Renters’ Insurance!

As with all insurance, renters’ insurance provides extra protection; this time, for your own home and belongings. Some tenants and landlords might think renters’ insurance is overrated. However, it might save you from the most catastrophic events. We never know when an accident may occur or how the weather can turn against us, so insurance can be the perfect lifeguard for our homes. 

Don’t underestimate it! They can help you save money if something happens to your home.  They are not only favorable for tenants, but for landlords too. Here are some benefits of renters’ insurance.

Benefits for Landlords

1)     Protection against incidents. Even if you have the most responsible and careful tenant and you trust him/her with your life, there’s always the possibility of your home getting damaged without being their fault. Your house could catch fire, for example, and as a landlord it would be your responsibility to pay for those damages if there’s no renters’ insurance.

2)     Healthy relationship with your tenants. If anything happens to your house, it is most likely to keep a peaceful relationship with your tenants if there’s a third party handling the case. You will not only avoid a fight, but you will also save time and energy.

3)     Not getting involved in your tenant’s arguments. In the case your tenant is involved in an argument with some other neighbor –for example, due to property damage– then you won’t have to take the responsibility for it. Renters’ insurance will take care of it, even if there’s any monetary argument over it. This means, one less headache a day!

Benefits for Tenants

1)     Home protection against natural disasters. Tornados, wildfire, and hail are real in the USA. If your home happens to get damaged by a natural disaster, sometimes landlords don’t cover that loss. Avoid losing all your belongings and property with renters’ insurance. You spend money on insurance now, but it will be completely worth it in the long run if anything happens to your home. (Remember, not all natural disasters are covered, for some of them you might have to get extra coverage. Ask about it before paying.)

2)     Home protection against theft. Burglary can happen anywhere and anytime, even if you live in what looks like a very safe neighborhood. There’s always a risk of someone breaking into your home and stealing your most valuable belongings. Renters’ insurance helps you protect most belongings if stolen.

3)     Home protection against injuries. We all have accidents, and renters’ insurance is a good way of keeping your home safe from them. If a guest or even yourself damage your home, a landlord will rarely (not to say never) pay for it. Avoid wasting more money than you should with renters’ insurance. They will take care of the expenses to repair or replace what has been unintentionally damaged.

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All You Need to Know about Brickell Heights

Living in Miami is one of the most wonderful experiences. This is one of the most exciting cities in the world, and there’s room for everyone who wants to work hard, have a good time and be a good citizen. All neighborhoods in Miami have good things, but there are few like Brickell, and Brickell Heights, in particular, has a lot to offer to anyone who wants to live the full Miami experience. If you are interested in a modern and luxurious building, here’s all you need to know about it!

Located at 55 SW 9^th Street Miami, FL, this building features some very attractive amenities that you won’t be able to resist. A party room, lunge, spa, Equinox Gym membership for residents, dining room, private gym, pool, 24-hour concierge and valet, are just some of the great things this building has to offer. You also need to know that every condo has porcelain floor and European kitchens, and the staff working in the building have great reviews, particularly the valet.

On the other hand, the management isn’t what it’s supposed to be just yet; they are head-hunting for the best team possible, one that’s up to match the luxury of this building.

One of the best things about this building is its location. Brickell has quickly become the center of Miami. The shopping, the restaurants, the nightlife, the wonderful views, and the many fun things to do, make this area one of the best places to live in this corner of Florida. Brickell Heights is at walking distance to everything in Brickell City Center and Mary Brickell Village.

Despite being in one of the most prestigious neighborhoods in Miami, there are some very reasonable prices for anyone looking for a place to rent or for investors planning to buy:

-Price Range for Purchasing: high $300,000 to $2 million

-Price Range for Renting: $1900 to $4500

 If you are interested in buying or renting a condo in Brickell Heights or anywhere else in Miami, contact us anytime. At Gables Riches we are available all year to help you find the perfect place for you and your family.

Coral Gables, the Perfect Place for You and Your Family

Having kids is one of the biggest joys in life, but it does change everything! It’s unbelievable how such small creatures can occupy so much space, and how suddenly they make your home feel much smaller and less spacious even in their first months of age. If you have small children, you are probably thinking about getting a new place, and Coral Gables is the perfect choice for you and your family.

But, exactly, which would be the ideal property to invest in if you have small children? Well, this is what you should aim for: 

1. Sufficient space: this might sound obvious, but sufficient space doesn’t just mean “bigger”. It’s very important that you buy your next home thinking ahead. Maybe you want more children in the future, and in that case, a third or fourth room should be in your plans. Spacious living rooms and kitchens are ideal for toddlers and small kids because they tend to follow you around, and tripping on them and their toys is inevitable if you don’t have enough space.

2. Available outdoors activities nearby: small children are full of energy, and having them inside during long periods of time can get exhausting for you because they get anxious and restless. The ideal scenario would be a park within the building (plenty available in Coral Gables) or a park in the neighborhood where you could take your children and get some fresh air while they play around, run and use all that extra energy.

3. Pet-Friendly Building: maybe you are an animal lover, maybe you are not, but the truth is, there comes a moment in every child’s life when they ask for a pet (most likely a dog or a cat), and because we want them to be happy, we will totally get one for them. But you need to know that pets aren’t allowed in every building in Coral Gables, some have strict rules about this matter, and if getting one is in your plans, this is something that you need to consider before buying your next home.

Gables Riches will help you find the perfect place for you and your family. Contact us and let us know about your plans, what you are aiming for, your budget, and we will help you in every way we can so you and your family get exactly what you need. Feel free to contact us anytime so we can start looking for your next home!

10 Benefits of Living in a City like Miami

Living in a city like Miami comes with a number of benefits, some of them quite unique. Every year, more and more people from every corner of America (and the world) decide to come here not only to vacation but to live and invest. In this article, we are going to talk about the top 10 benefits of living here, in case you were wondering and thinking about moving here anytime soon!

1.      Weather: this is one of the main reasons why people choose Miami. The subtropical climate makes this city a much more relaxed and laid-back place, especially if you compare it with other similar cities (in size, development and population density).

2.      Entertainment and nightlife: Miami receives thousands of visitors every year in every season, so they’ve become actual experts in these two things. Many people finally decide to live and invest here because it’s one of the most entertaining and active cities in the world.

 

3.      Cultural diversity: this particular point is what makes Miami so unique. South Florida is a doorway to Central and South America, and the many immigrants who have come to live here through the years have made a huge positive impact (socially, culturally and economically) in this corner of the US. 

4.      The Caribbean: without a doubt, some of the best things about Miami are its beaches. Blue sea, white sand, palm trees, the sun and the tropical wind will make anyone want to move here.

5.      Financial growth opportunities: this fast-moving city makes one great place to invest and create wealth, particularly in real estate. 

6.      Positive values: tolerance and equality are just some of the good values that you’ll develop here. Thanks to cultural diversity, this city has learned everything about respecting everyone else’s beliefs, traditions and customs.

7.      Amazing cuisine: another great thing about cultural diversity is the variety of choices when it’s time to eat. The perfection of culinary fusion can be found in only a handful of places, one of them is definitely Miami.

8.      Great attractions: besides the beautiful beaches, there are many attractions in Miami and its surroundings. The Everglades, Zoo Miami, and the Miami Seaquarium are just three of them, and even the locals visit them often. 

9.      Sports: basketball, soccer, football, baseball and water sports of all kind attract many visitors and investors every year. Even college leagues get a lot of attention, because there’s a lot of talent in Miami.

10. Miami Riches: our company works 365 days a year helping people find their dream homes, helping investors achieve their financial goals and contributing to the already solid real estate business so it can get better here in Miami.